Our guest speaker will be…
Megan Cheney, Senior Director of Policy and Research at the National Association of Affordable Housing Lenders (NAAHL).
The Community Reinvestment Act (CRA) has been the foundation for encouraging banks to meet the credit needs of the communities they serve. Since 2020, federal banking agencies have proposed several approaches to modernizing the CRA framework, many of which were ultimately abandoned or rescinded. The 2026 Notice of Proposed Rulemaking (NPR) represents a renewed effort to create a CRA framework that reflects today’s banking practices, changing delivery channels, and evolving community credit needs.
Please join NCST and the National Association of Affordable Housing Lenders (NAAHL) for a timely conversation about what the proposed CRA rules could mean for lenders, community development organizations, and the communities they serve.
The discussion will explore what could change, why it matters, and what lenders and community organizations should be considering as the rulemaking process moves forward. Participants will leave with a better understanding of the potential implications for affordable housing, community investment, and the partnerships that help ensure CRA continues to respond to local needs.
Megan Cheney serves as the Senior Director of Policy and Research at the National Association of Affordable Housing Lenders (NAAHL) where she helps to support the association’s mission to expand economic opportunity through innovative financing and policymaking for affordable housing and community development.
Megan joined NAAHL after more than a decade of Hill experience, including more than nine years on the Senate Committee on Banking, Housing, and Urban Affairs. As a senior staffer on the Committee, Megan handled a policy portfolio that encompassed housing finance, single-family housing, and the Community Reinvestment Act.
Megan holds a Bachelor of Arts in Public Policy and a minor in Economics from Duke University.
